Talk to an Advisor
Debt Settlement

Structured programs reduce unsecured debt and rebuild financial stability.

We tailor Debt Settlement solutions that align with your financial goals and risk tolerance while unlocking bundled savings across Smart Budget Insurance offerings.

Talk with a specialist
Credit card & medical debt Negotiation with major lenders Credit rebuilding support

What’s included

  • Credit card & medical debt
  • Negotiation with major lenders
  • Credit rebuilding support

Why it matters

Smart Budget Insurance combines data-driven insights with human expertise to reveal hidden savings and coverage upgrades. Every Debt Settlement package is benchmarked against regional pricing and built to evolve as your needs change.

Ready in hours

Most clients receive curated options within 24 hours after a discovery call.

Your personalized roadmap

  1. Discovery call to outline goals, budget, and existing coverage.
  2. Carrier comparison with side-by-side pricing and feature analysis.
  3. Enrollment and annual optimization with renewal reminders.